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Thursday, February 11, 2010

晴天-周杰倫

晴天-周杰倫
[Original Starting Key = D]  Capo:0

  Em7     Cadd9(no5)          G5               D(no5)
|---------------------------|-------------------------|
|-----3-----------3---------|-----3--------3-----3----|
|---0---0-----------0-------|---0---0--------------0--|
|-2---------0h2-------------|-------------------------|
|---------3-----------------|-------------------------|
|---------------------------|-3----------3-----2------|

  Em7     Cadd9(no5)          G5               D(no5)
|---------------------------|-------------------------|
|-----3-----------3---------|-----3--------3-----3----|
|---0---------------0-------|---0---0--------------0--|
|-------2---0h2-------------|-------------------------|
|---------3-----------------|-------------------------|
|-0-------------------------|-3----------3-----2------|


(Struming)
Intro:
Em7  Cadd9(no5)  G  Dsus4 D   x2


Em7   Cadd9(no5)  G     Dsus4  D
 故事的小黃花     從出生那年就飄著 
Em7   Cadd9(no5)  G     Dsus4    D
 童年的盪鞦韆     隨記憶一直晃到現在 
Em7                         Cadd9(no5)
 ㄖㄨㄟ ㄙㄡ ㄙㄡ ㄒ一 ㄉㄡ ㄒ一 
                   G                      Dsus4              D
 ㄌㄚ ㄙㄡ ㄌㄚ ㄒ一 ㄒ一 ㄒ一 ㄒ一 ㄌㄚ ㄒ一 ㄌㄚ ㄙㄡ 
Em7     Cadd9(no5)  G      Dsus4  D
吹著前奏望著天空 我想起花瓣試著掉落


  Em7            Cadd9(no5)   G ---------
為妳翹課的那一天 花落的那一天          *
             Dsus4  D     Em7           B
教室的那一間 我怎麼看不見              R
          Cadd9(no5)       G  Dsus4 D   I
消失的下雨天 我好想再淋一遍            D
        Em7     Cadd9(no5)  G           G
沒想到失去的勇氣我還留著                E
Dsus4   D     Em7     Cadd9(no5)  D     *
好想再問一遍 妳會等待還是離      開-----

G               Em     G6(no5)    -------
刮風這天 我試過握著妳手                *
     Cadd9  D             G      G7     C
但偏偏     雨漸漸 大到我看妳不見 
B7     B        Em     G6(no5)          H
還要多久 我才能在妳身邊
    Cadd9           Am      Cadd9  D    O
等待放晴的那天 也許\我會比較好一   點 
                                        R
G               Em     G6(no5)
從前從前 有個人愛妳很久                U
     Cadd9  D             G      G7
但偏偏     風漸漸 把距離吹得好遠      S
B7     B        Em     G6(no5)          *
好不容易 又能再多愛一天                *
  Cadd9           Am7     D             *
但故事的最後妳好像還是說了 拜拜----------


For repeat to bridge,
G Cadd9 Am7 Cadd9 D  x1

Ending (Rap):
G Cadd9 Am7 Cadd9 D  x2


*(E1,B2,G3,D4,A5,E6):
Em7        = 030220
Cadd9(no5) = 030230
G5         = 030003
D(no5)     = 030002
Dsus4      = 332000
G6(no5)    = 300220
Cadd9      = 330230

Sunday, December 13, 2009

Discharged from ICU

Wow, I love the new look and sound of my HD28.
Total Hospital Bills - $292

Braces Glued
Bridge Glued
Cosmetics removed by Bluffing
Action adjusted
Fret cleaned
2 sets of D'Addario ESP strings
Dried.
ToneRite

Totally worth it

Friday, December 11, 2009

Guitar in ICU





my HD28 is pregnant

Bridges came up
Braces also came up

Got to sent to ICU for immediate operation

Thursday, December 10, 2009

HD28 Hospitalised

My HD28 is pregnant so have to send to Dr Jarvis for a dehumifier session, Bridge gluing and some buffing. The Singapore humidily needs one to dry your acoutics guitars minimum once a month. It makes sense to buy a dehumifier. I have bought a 2nd hand unit for $250.

Tuesday, December 08, 2009

Categorise

From now on

I will post all the $$ and successful posts on

icanbesuccessful.blogspot.com

Please update your link.

I will dedicate this current blogspot to my former love music.

Sunday, September 20, 2009

Is there Hell?

http://www.av1611.org/hell.html

Tuesday, September 15, 2009

Latest Government Move

These measures include
1) reinstatement
of the Confirmed List for the 1st Half 2010 Government Land Sales (GLS)
Programme, more ECs will be built

2) removal of the Interest Absorption Scheme (IAS) and Interest-
Only Housing Loans (IOL), with effect from 14 Sep 2009 and

3) non-extension
of the Jan 2009 Budget assistance measures for the property market when
the measures expire.

Saturday, September 12, 2009

HDB price skyrocketing...

Familiar? This is the talk of the town.

So far I hear only rubbish on the high price of HDB flats. The letter by HDB deputy CEO is logical and reasonable, yet it cannot calm the anger among some Singaporeans. But who is right? ...I tell you what the problem is.

HDB has many choices for flat ranging from 2 room to executive flats. Buy the one you can afford. So what is the issue? The issue is people want big flats that they cannot afford at very good locations where land is scarce. These people are the ones who are unhappy and keep whining - they are choosy and want cheap and good. But Singapore of today is not the Singapore of 20 years ago - we are a financial center, R&D center and GDP has grown by leaps and bounds- Singapore has the highest millionaires per capita. Imagine if HDB price the flat in prime areas like Tiong Bahru below market - it will just mean more people queuing up because it is just too cheap. Is it responsible for a govt to sell tax payer's property cheaply to some people? This people can just turn around 5 years later and sell the flat in the open market and make a few hundred thousand profits for doing nothing at the expense of other tax payers. It is therefore best for the govt to price the HDB flats in relation to the market price so as to avoid creating risk-free profits for some people and not others.

The HDB cannot push HDB prices down or distort the market by regulation. There are more flats that are already held and owned by Singaporeans than property coming onto the market. The high prices benefit more Singaporeans than if artificially pushed down because most are owners rather than buyers. There are also the unfortunate people who bought in 1996 still waiting for small profit because of high interest in 1997-1998 and their high buying price, it is unfair for the govt to step in push the prices down so that a small minority can benefit. What about the thousands of aged people with fully paid HDB flats who are counting on this single asset for a better retirement.

People who are asking for lower HDB prices for selfish reasons should be told to go fly a kite. They want HDB to meet their own expectations which is wrong. HDB has to act for the benefit of the majority of Singaporeans. Prices are going up because incomes have gone up, people are optimistic about the future and in land scarce Singapore, it is an excellent investment. If HDB sell the flats cheaper and below market prices, these people can 5 yrs from now cash out with extraordinary profits at the market price and walk away with a few hundred thousand of what is taxpayers money - why should govt hand money to these people when there are poor, sick and disabled people to help.

All the noise about HDB flat prices borders on the ridiculous - they show a lack of understanding of market forces and departs from the reality...it shows a lack of flexibility in the expectations of these people because there are choices - choice they don't want to take because they insist on having the best at less than the market price.

Tuesday, August 18, 2009

Buy Property Cannot Go Wrong One?

If you thinking of entering into the property market, here are 6 flaws to take note.
I read it in today's paper, so just write here for those thinking of buying one.

1) Never do Homework


One 99-years lease mass-market condo outside D9, D10 and D11 priced at 1150psf! Those who rush in obviously didn't do much or zero homework. There are other condos priced around 900psf near vicinity. If they bought at 1150psf, how much they hope to sell?


2) Paying Higher than market valuation

Selling price doesn't equal to bank valuation. If you bought a property for$ 900k, hoping for bank to loan you the 80%, better check what is the bank's valuation first. The bank would only loan 80% of its own market valuation of the property you bought. In this case if they value the property at $800k, shortfall will occur.

3) Paying Deposit without Loan Approval

Its better to get a loan-in-principle from a bank before you place a deposit of 5%. A rough gauge, if your family income is $8000, then the maximum loan a bank could lend you is 100 times which works out to be $800,000.

4) No Ready/Backup Cash

Many of the specu-vestor/investor thinks that they can use the rental yield to offset the monthly instalment. In ideal case, it works if rental do not flucuate too much. If rental income falls or worse no tenants, you do need to have ready cash to tide through.

5) Interest do not stay the same

In fact housing floating interest based on SIBOR or SOR rates increase with economies. Low interest rate at 2% plus a fixed amount today will increase with a picking-up economy. At the peak of 2007, interest rate could go up as high as 4% plus a fixed amount.

6) Hat too big

Your monthly instalment should not be above 35% of your family income. A $1 million property loan should be back up be a $12,000 family income.